Spruce Knob Association
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The Spruce Knob Homeowner's Association (SKA HOA) privacy policy governs your use of the SKA HOA's website. By accessing or using our website, you accept, without limitation or qualification, the terms of this Privacy Policy. This Privacy Policy was last updated on February 17st, 2022.
Information Collected By Our Website
Information from users of our websites: personal information described below; and non-personal information such as information about user navigation and traffic patterns on our websites (which helps us evolve the site into being more user friendly and intuitive for our users).
Personal Information
To access certain portions of our websites, we require you to register and select a username and password, and which property(ies) you are affiliated with. You may then voluntarily provide additional information, including personally identifiable and non-personally identifiable information. Providing personal information in these instances is solely your choice; you are not required to provide such information to access the website or be a member in good standing with the SKA HOA.
How We Use Your Personal Information
Your privacy and personal information is of the utmost concern to us. We do not sell, nor do we provide your information to any third party. We may use your information to communicate back to you, to update you on our services, issue invoices, and to personalize information for you. We also use your email address to provide you with email notifications. We will always give you the opportunity to opt out of receiving such materials electronically if you so choose.
Discussions, Forums, Billboards, and Community Tools

Our websites may make chat rooms, forums, bulletin boards, news groups and other community tools available to registered users and/or visitors. Please remember that any information that is disclosed by our users in these areas becomes public information for other users to view and for the SKA HOA to use. Please do not disclose any personally identifiable information in these publicly accessible areas of our websites. Please be considerate and respectful of others while using any chat rooms, forums, or message boards to share your opinion.
Non-Personal Data
In some cases, we may collect non-personal information. Examples of this type of information include the type of internet browser you are using, the operating system you are using, and the domain name of the website from which you arrived onto our website. We also monitor the movement of users throughout our site so that we can evolve our website into a more friendly, intuitive, and easy to use environment.
Certain features on our websites utilize cookie technology. A cookie is a small data file that certain web sites write to your hard drive when you visit them. A cookie file can contain various types of information, including a user ID that the site uses to track the pages you've visited. We may use cookies to enhance your experience on our websites, to determine user traffic patterns and for other purposes.
Sharing of Your Information
The SKA HOA may share your personal information: (i) if the SKA HOA is required by law to do so, (ii) in the event of a transfer of ownership of the SKA HOA, merger, or other similar transaction, or (iii) as otherwise set forth in this Privacy Policy. The following describes some of the ways that your personal information may be disclosed to third parties: We may employ other third parties to perform services or functions on our behalf to improve our websites, merchandising, marketing and promotional efforts, communications or other services. Those third parties may include authorized contractors, consultants and other companies working with us (collectively, "agents"). They only have access to personal information needed to perform their functions, and they may not share any personal information with others or use it for any other purpose than providing or improving the SKA HOA's services and offerings.
This Privacy Policy applies only to the SKA HOA's website and does not address the practices of third parties. You may visit other websites, through links on our websites, which may collect, use and share your personal information in accordance with their own privacy policies. The information practices of those linked websites are not covered by this Privacy Policy, and we encourage you to be very cautious before you disclose your personal information to others.
The SKA HOA may be obligated to cooperate with various law enforcement inquiries. The SKA HOA reserves the right to disclose or transfer personal information and non-personal information about you and your activities on our website in order to comply with a legal requirement or request from law enforcement or other government officials, administrative agencies or third parties as we, in our sole discretion, determine necessary or appropriate for the administration of justice, or in connection with an investigation of fraud, intellectual property infringements or violations of any other law, rule or regulation, The SKA HOA's community Terms and Conditions of Use or other rules or policies of our websites, the rights of third parties, or an investigation of any other activity that may expose us or you to legal liability, or to investigate any suspected conduct which the SKA HOA in its sole discretion deems improper.
Protection for Children
Our websites are not intended for users under the age of 18.
Privacy Precaution Warning
Please note that no data transmission over the Internet is 100% secure. As a result, we cannot guarantee the security of the information that you transmit via our online services.
Your Consent
You may have certain rights under various state and federal statutes that may apply to the personal and non-personal information collected by the SKA HOA online. By accepting the terms of this Privacy Policy and using our websites, you are waiving all such rights as to collection, use, disclosure, and storage of your personally identifiable and non-personal information as described herein. You recognize that we can offer our website and services to you at our rates based upon these terms, which are an integral part of our contract for the provision of services. By using our website and providing your personal information to us, you also authorize the export of your personal information to the USA, as well as its storage and use as specified herein.
We are in the state of Pennsylvania, in the USA. This Privacy Policy and our legal obligations are subject to the laws of Pennsylvania and the USA, regardless of the location of any user. Any claims or complaints must be filed in the USA in the State of Pennsylvania. We may amend our Privacy Policy at any time, without notice to you, by posting such revised Privacy Policy on this page, so you are always aware of what information we collect, how we use it and under what circumstances we may disclose it.